Regular dental care is an essential part of your health. The health of your teeth and mouth affects everything from your nutrition intake to your risk of illnesses, such as heart disease, diabetes and even dementia. A dental insurance plan can promote your overall health by ensuring access to preventive dental care and saving you money on any needed treatments.
Like health insurance, there are many different types of dental plans, and the average dentist participates in about six of those plans, according to the National Association of Dental Plans (NADP). The most popular type of dental plan in Florida is preferred provider organization (PPO) plan. In fact, PPOs make up more than 80% of Florida dental plans, according to the NADP.
While this type of dental plan isn’t the cheapest, PPOs offer flexibility that is important to many enrollees. You have the option to pick a dentist of your choice. If the dentist is in the plan’s network, services will be less expensive, but you can still go outside of the network if you don’t mind paying a little extra.
If you are looking for an independent, stand-alone dental insurance plan in Florida, you’ll have many choices to fit your dental needs and budget. Like health insurance, your plan’s premium depends on several factors, including your location, age, smoking status, family members added to the plan and more.
Take a look at this comparison of 10 popular PPO plans from the major dental insurance carriers in Florida: